* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
    background-color: #f5f5f5;
    overflow-y: scroll;
}

/* Modal styles */
.modal {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 10000;
}

.modal.active {
    display: flex;
    align-items: center;
    justify-content: center;
}

.modal-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.5);
    backdrop-filter: blur(5px);
    -webkit-backdrop-filter: blur(5px);
}

.modal-content {
    position: relative;
    background-color: #ffffff;
    border-radius: 16px;
    padding: 45px;
    max-width: 600px;
    width: 90%;
    max-height: 90vh;
    overflow-y: auto;
    z-index: 10001;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
}

.modal-header {
    text-align: center;
    margin-bottom: 25px;
    padding-bottom: 20px;
    border-bottom: 1px solid #e0e0e0;
}

.modal-logo {
    max-width: 380px;
    width: 100%;
    height: auto;
    margin: 0 auto;
}

.modal-title {
    font-size: 28px;
    font-weight: bold;
    color: #9B760A;
    text-align: center;
    margin-bottom: 22px;
}

.modal-text {
    font-size: 16px;
    color: #333;
    line-height: 1.8;
    margin-bottom: 32px;
}

.modal-button {
    width: 100%;
    padding: 18px;
    background-color: #9B760A;
    color: #ffffff;
    font-size: 17px;
    font-weight: bold;
    border: none;
    border-radius: 8px;
    cursor: pointer;
    transition: opacity 0.3s ease;
}

.modal-button:hover {
    opacity: 0.9;
}

.modal-button:active {
    opacity: 0.8;
}

/* Responsive modal */
@media (max-width: 768px) {
    .modal-content {
        padding: 40px 25px;
        max-width: 90%;
    }
    
    .modal-logo {
        max-width: 300px;
    }
    
    .modal-title {
        font-size: 24px;
    }
    
    .modal-text {
        font-size: 16px;
    }
    
    .modal-button {
        padding: 18px;
        font-size: 17px;
    }
}

.container {
    max-width: 1200px;
    margin: 0 auto;
}

.container img {
    width: 100%;
    height: auto;
    display: block;
}

.footer {
    width: 100%;
    background: linear-gradient(to right, #0d1525, #4a6a9a);
    padding: 40px 20px;
    text-align: center;
}

.copyright {
    font-size: 12px;
    color: #ffffff;
    letter-spacing: 0.5px;
}

.risk-section {
    background-color: #ffffff;
    padding: 40px 60px;
    line-height: 1.2;
    color: #333;
    margin-bottom: 40px;
}

.main-headline {
    font-size: 20px;
    font-weight: bold;
    margin-bottom: 15px;
}

.sub-headline {
    font-size: 20px;
    font-weight: bold;
    margin-bottom: 30px;
}

.notes-section,
.trade-participation-section {
    margin-bottom: 30px;
}

.section-title {
    font-size: 16px;
    font-weight: bold;
    margin-bottom: 15px;
    padding-left: 0;
    color: #1a2a4a;
}

.notes-list {
    list-style: none;
    margin-bottom: 0;
    padding-left: 0;
}

.notes-list li {
    margin-bottom: 10px;
    padding-left: 20px;
    text-indent: -20px;
}

.company-name,
.company-address,
.regulatory-info,
.association-info {
    margin-bottom: 8px;
    padding-left: 20px;
}

.risk-title {
    font-size: 18px;
    font-weight: bold;
    margin-top: 30px;
    margin-bottom: 20px;
    padding-left: 0;
    color: #1a2a4a;
}

.risk-list,
.disclaimer-list {
    list-style: none;
    margin-bottom: 30px;
    padding-left: 0;
}

.risk-list li,
.disclaimer-list li {
    margin-bottom: 15px;
    padding-left: 40px;
    text-indent: -20px;
}

.margin-amount-section {
    margin-bottom: 30px;
}

.margin-title {
    font-size: 16px;
    font-weight: bold;
    margin-bottom: 15px;
    padding-left: 20px;
}

.margin-item {
    margin-bottom: 10px;
    padding-left: 20px;
}

.fee-section {
    margin-bottom: 30px;
}

.fee-intro {
    margin-bottom: 10px;
    padding-left: 20px;
}

.fee-item {
    margin-bottom: 8px;
    padding-left: 20px;
}

/* Hero CTA overlay */
.hero-block {
    position: relative;
}

.page-title {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border-width: 0;
}

.hero-cta {
    position: absolute;
    left: 36%;
    bottom: 18%;
    transform: translateX(-50%);
    display: block;
    width: 35%;
    max-width: 520px;
    min-width: 240px;
    transition: opacity 0.2s ease;
}
.hero-cta:hover {
    opacity: 0.9;
}
.hero-cta img {
    width: 100%;
    height: auto;
    display: block;
}

/* Responsive styles */
@media (max-width: 768px) {
    .risk-section {
        padding: 30px 3%;
    }
    
    .main-headline {
        font-size: 16px;
        font-weight: normal;
    }
    
    .sub-headline {
        font-size: 16px;
        font-weight: normal;
    }
    
    .hero-cta {
        left: 50%;
        bottom: 15%;
        width: 80%;
        max-width: none;
        min-width: 200px;
    }
}